Senin, 22 Desember 2008

When luxuries become boring (but still high-priced)

Now that times are tight, personal finance blogger "Anotherjen" suggests that it's time to "break ourselves of our skewed ideas of what exactly separates the 'essential' from the 'extras.'"

People are unlikely to eliminate all their extras, she acknowledges on a BlogHer post called "Breaking the cycle of habitual splurges." But perhaps they should think about whether these "extras" are still special enough to keep.

"When the 'extras' become 'everyday,' do you still get the same pleasure out of them?" the blogger asks.

Once upon a time, Anotherjen's own habitual splurge was the infamous latte: "You know, the ones that cost some of us upwards of $1,000 each year." For a while she was drinking one or two a day. In time, though, they stopped feeling like treats. Sometimes she didn't even enjoy them.

Now she stops for coffee once a week, tops. Still kind of a waste, she admits, given how much cheaper it is to make coffee at home. But these days, a latte every now and then feels like a true indulgence.

"So let's make sure are 'treats' are just that: treats," she says. "You eliminate the guilt of knowing you're flushing your money down the drain and, when you do splurge, the splurge will feel that much more decadent."

Related articles:

Sorry, Starbucks, but coffee is still cheaper at home

Saying 'yes' can help you say 'no'

How 'bout them apples?

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